Honda E Forum

Our E Advance arrived today. Didn’t think too much about insurance and went to add it to our existing Aviva multi-car policy online. 3 attempts to do this on the website and two phone calls later, Aviva refuse to insure the E on multi-car even though they’ll quote you on a new policy via comparison sites. -Weird. Tried to get them to explain why and they it’s a risk-rating decision to do with the car. Apparently they’ve done this with some other EVs. We’ve had to go with another company with a standalone policy for the time being.

Maybe something to be aware of come renewal time if you’re with Aviva…

Yes - The insurance angle was a surprise to me too. I've always had my insurance via an insurance broker who uses underwriters. They couldnt get a sensible quote at all and said it was due to lack of statistics on claims involving a Honda E.

They suggested I look at an insurance comparison site and I found that Churchill gave me a very good quote.

Weird, I am on an Aviva multiyear policy and simply switched from the car I was trading in to the Honda e.
No change in the overall policy cost.

I’m 57 living in rural Worcestershire. Garaged, Fully comp, with class one business use, 8000 miles and protected NCB = £220 with £150 xs. I took the Institute of Advanced Motoring test and have been a member of 13 years. Which helps. So thru IAM Surety.
I found the e same price as my Mini JCW.

There will come a point when insurance companies realise BEVs are no higher risk than ICE. Until then use comparison sites to get the best deal.

Yeah, I didn’t find it expensive to insure ultimately (we’re boring 40-something non-criminals living in a low crime area) but I was just shocked that Aviva just turned the E down.

They said:

“ Unfortunately I can confirm that we're unable to cover this vehicle - our underwriting criteria means that we've declined cover and this is not something that we can change. I'm really sorry about this, I know it isn't ideal.”

I should add they’re perfectly happy to insure us on a 400bhp XC90 costing more than double the E…

Had no problem insuring my e with Direct Line. The initial premium for 2020 was very reasonable, although it increased this year.

LV= Happy to insure me 76 years young Living in Somerset £228.60 + Vw Move UP £166.43 Platinum White Pearl Advance on R17 Michelin Sport Can't believe it's so good to drive makes me smile to think I'm driving around a battery with 4 wheels on it !

Weird we are on Aviva multi car policy on the e, no issues at all, have they just changed their policy I wonder?

I notice car insurances have fallen into line and they do not appear to take into account risk.

With my car soon to arrive are there any preferred / recommended insurance companies I should get quotes from?